Trucking & Transport
Trucking runs on tight margins and high stakes. Swamp Fox helps motor carriers and owner-operators cover liability, cargo, trucks, and trailers with carriers that understand the road.
Coverage built for the road
Trucking coverage has to match your authority, your freight, and how you actually run.
Primary liability
The core coverage for bodily injury and property damage your operation could cause to others.
Motor truck cargo
Protection for the freight you haul against covered losses while it’s in your care and control.
Physical damage
Collision and comprehensive coverage for tractors and trailers, on the road and at rest.
Trailer interchange
Coverage for trailers in your possession under an interchange agreement, a common trucking gap.
Non-trucking liability
Addresses exposure when a truck is used off-dispatch, outside of business use.
Excess & umbrella
Additional limits above your primary coverage when a serious claim could run high.
From owner-operator to motor carrier
Whether you’re running under your own authority or leased on, trucking exposure is significant, and the wrong policy structure can leave dangerous gaps in liability, cargo, or physical damage.
Swamp Fox helps you align coverage with your operation: the freight you haul, the lanes you run, the equipment you own, and the limits your contracts and filings require.
- Filings and limits are often dictated by your authority and the freight. We help you meet them.
- What you haul changes cargo coverage and which carriers will write you.
- Leased-on vs. own authority changes which policies need to respond.
Transport risk, understood
Long miles, heavy loads, valuable freight, and strict requirements make trucking one of the harder lines to insure well, and one of the costliest to get wrong.
We bring carrier access and practical guidance so your coverage holds up when it matters, not just on the declarations page.
Why Swamp Fox
Independent access to multiple carriers, guidance built around real exposure, and a team that knows Southeast risk firsthand.
Trucking & transport questions
What coverages does a trucking operation typically need?
Most need primary liability and physical damage at minimum, with motor truck cargo, trailer interchange, and non-trucking liability depending on the operation. We tailor the mix to your authority and freight.
Do you cover owner-operators as well as fleets?
Yes. We work with single owner-operators and multi-truck fleets alike, and match each to carriers comfortable with that profile. Eligibility and pricing vary by carrier and driving record.
Does what I haul affect my coverage?
Significantly. Freight type drives cargo limits, exclusions, and carrier appetite. Hauling produce, equipment, hazardous materials, or general freight each look different to an underwriter.
Can you help with the limits my contracts or filings require?
Yes. We help you understand and meet the liability and cargo limits your authority, brokers, or shippers require, and structure excess coverage when higher limits are needed.
Cover the truck, the freight, and the road.
Start a trucking quote, or talk to an agent who knows transport.