Recreational Vehicles
Boats, RVs, campers, ATVs, golf carts, and the toys that make weekends worth it, Swamp Fox helps you cover them properly, on and off the road.
Coverage for the way you play
Many recreational vehicles fall through the cracks of home and auto policies. We help close those gaps.
Boats & personal watercraft
Liability, physical damage, and on-water protection for boats, jet skis, and pontoons.
RVs & motorhomes
Coverage built for motorhomes and travel trailers, part vehicle, part home on wheels.
Campers & travel trailers
Protection for towable campers, including contents and liability while you’re parked or rolling.
ATVs & UTVs
Coverage for off-road machines that standard auto and home policies often exclude.
Golf carts & LSVs
Increasingly common around neighborhoods and communities, and easy to leave uninsured.
On the trailer & in storage
Losses don’t only happen in use; we help cover toys in transit and in off-season storage.
The toys most policies forget
A boat, an RV, an ATV, or even a golf cart can represent a serious investment and a real liability exposure, yet they’re often assumed to be ‘covered somewhere’ when they aren’t.
Swamp Fox helps you cover each one correctly, with the right liability limits and physical damage protection, so a fun day out doesn’t turn into an uninsured loss.
- Liability matters, an accident on the water or trail can lead to a serious claim.
- Storage and transit are common loss times that get overlooked.
- New toys should be added before the first outing, not after a loss.
Recreational vehicle questions
Isn’t my boat or RV already covered by my home or auto policy?
Often only in very limited ways, or not at all. Most recreational vehicles need their own policy for adequate liability and physical damage. We help you confirm what’s actually covered.
Do I need insurance for a golf cart or ATV?
If it can cause injury or property damage, and most can, liability coverage is worth having, and some communities or states require it. We’ll explain what applies to you.
Can I insure several toys on one account?
Often yes, and bundling recreational vehicles with your other policies can simplify things and may save money. We’ll structure it for the best fit.
Am I covered when the RV or boat is in storage?
Coverage can extend to storage and transit, but it depends on the policy. We make sure off-season and on-the-trailer exposure isn’t left out.
Secure Comprehensive Protection for Your Recreational Vehicles
Start a quote for your boat, RV, or toys, or call an agent.